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Is a CCRC / Life Plan Community Right for You?

Posted on 
January 29, 2020

Continuing Care Retirement Communities (CCRCs or “Life Plan Communities) can be a wonderful solution for older adults who are independent and active today, but who seek the peace of mind that comes with living in a community that can provide assisted living or health care services if and when needed.

But how do you know if a CCRC is right for you? If you answer yes to most of these introductory questions then it may be worth exploring your options further:

  • Do you want to downsize your homeowner responsibilities? (interior and exterior maintenance and repairs)
  • Do you like to plan ahead to control, reduce or eliminate the uncertainty about future housing and health care costs?
  • If you ever need assisted living or advanced healthcare services, do you want assurance that such services are contractually guaranteed and provided by the community in which you live?
  • Would you prefer a social and active community environment—with various services and amenities available to you—that also affords you privacy and independence?
  • Are you interested in having easy access to a variety of wellness programs and other activities?
  • Would you like to reduce the number of meals you prepare by having access to a meal plan and possibly bistro-style dining options?
  • Do you want to reduce the chance that your adult children or other family members will be responsible to provide or coordinate assisted living or nursing care if you need it?
  • Are you prepared to possibly pay an entry fee and monthly service fees in exchange for the above?
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